One of the women in our tea club is a legal assistant for a personal injury lawyer. I had always thought of them as “ambulance chasers” but didn’t really realize the help they provide for their clients. I also had no idea how ICBC can try to pay as little as possible to their clients. After I talked to her I asked her if she would help me write a blog post to share the info she gave me in regards to mistakes most people make after being injured in a car accident. Have a read below and hopefully the information will help you.
When you’ve been the victim of a car accident, you have to deal with lots of things such as personal injuries, vehicle damage, insurance claim handling and many others that can put a lot of pressure on your shoulders. It doesn’t matter if you are shocked or severely injured, you still need to take care of all these details, so there’s no wonder many people make costly mistakes in such situations. This article will cover a few of the most common mistakes made by car accident victims.
Not Hiring Specialized Help
The biggest mistake of all is not hiring a car accident lawyer to help you with your claim. If you are severely injured and you need emergency medical care, it is impossible to handle your insurance claim by yourself while in hospital or in a medical clinic. Even if you don’t need hospitalization, not hiring a professional injury attorney to help you is a big mistake that might cost you a lot, as you are going to see from the other mistakes described in this article, below.
Going For A Quick Settlement
If you don’t have a lawyer to represent you, you might be tempted to go for a quick settlement, especially if you’ve been severely injured and you feel like you can’t bear any more stress. This is a mistake, because in 99.9% of the cases, victims of a car accident get less than the value of their case. If they had a motor vehicle accident lawyer to prepare their case and represent them in court, they could have received a much bigger compensation.
Assuming The Legal System Works Correctly
While it is true that the law is the law, it is also true that sometimes it can be confusing, thus leaving room for interpretation. If legal is not your profession, you can be easily overwhelmed by various terms and rules, thus failing to achieve the fairness you assumed the legal system had in the first place. Nobody says laws are unfair, but only an experienced attorney can read between the lines and find the interpretation which is the most favorable for you, as his client.
Making Improper Demands
If you’ve been injured in a car accident, you might think you can estimate how much to demand. This is actually a delicate issue. If you demand too little, that’s what you are going to get, so you leave money on the table. However, if you wish to maximize your settlement, you can easily end up by demanding too much. This actually means you have no idea about the true value of your accident case, thus making the other party determine you into settling for less than the fair compensation a good lawyer would have been able to obtain for you.
Genuinely Believing Insurance Companies Try To Be Fair
This is actually true, insurance companies wish to be fair, but the definition of fairness is debatable. You have to understand their main goal is to pay you as little as possible, within the limits of this fairness. They want to give you money, but they are always going to try and make you accept an offer at the lower end of the interval.
Taking What The Insurance Company Calls “The Final Offer”
Insurance companies use this practice of making an offer and claiming it’s “final”. Some victims fall for it and accept it, especially if they don’t have a lawyer. This is a big mistake. An experienced attorney will know there are also higher offers beyond the “final” one, so you shouldn’t accept it without fighting to push it higher.
These are only a few of the most common mistakes made by accident victims. As you can see, laws can be tricky and the circumstances of getting injured in a car accident are not in your vest advantage. Most probably, you are going to be shocked by what happened, so your thinking might not be as clear as usually. Your speed of reaction might also suffer, as well as your ability to stand up and fight for what’s yours. You can avoid all this hassle by hiring a good car accident lawyer to help you deal with such important details. My friend recommends two lawyers, one in the Vancouver area, Steve Kooner – http://caraccidentmoney.ca/vancouver-personal-injury-lawyer/ and one she has worked with in Las Vegas Rodney K. Okano – http://nv.attorneyokano.com/las-vegas-car-accident-lawyer/.